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A full directory of all pages on the WorkMoney website.
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Credit, Debt, & Investing
- Credit, Debt, & InvestingES
- Find student aid with FAFSA
- Wipe out your hospital bills—for free
- Cut past-due debt up to 50%
- Manage your debt with GreenPathES
- Build long-term wealth & investing success
- Get free help with your student loans
- Search and claim unclaimed money
- Turn rent payments into credit boosters
Food
- FoodES
- Savings for women, infants & children
- Simplify WIC shopping
- Grocery coupons for seniors with SFMNP
- Get paid to grocery shop
- Lower your grocery bill with deals, discounts, and delivery
- Access meals for kids with the School Lunch Program
- Save on groceries with SNAPES
- Make the most of EBT
- Find local free food pantries
Resources
Phone & Utilities
Housing
Taxes
For Pennsylvanians
- For Pennsylvanians
- Get financial support to buy a house in Butler County
- Save on home upgrades in Allegheny County
- Get a rebate on Pennsylvania property taxes
- Save on home upgrades in Washington County
- Save on home upgrades in Westmoreland County
- Save on your water bill
- Get financial support to buy a house in PA
- Get financial support to buy a house in Beaver County
- Save on Pre-K in PA
Transit & Car
Home Upgrades
Healthcare
- HealthcareES
- Access local medical care near you
- Financial help with health insurance
- Free vision exams for seniors with EyeCare America
- Find budget-friendly dental care
- CHIP and Medicaid for Children
- Medicare made simple
- Slash your prescription costsES
- Find affordable children's dentists
- Medicaid health insurance for seniors
- Find affordable eyecare fast
- Thrifty mental health services
- Mental health support with Crisis Text LineES
- Health insurance that’s got your back
- Medicaid health insurance
North Carolina Savings
- North Carolina Savings
- Get help finding a job in North Carolina (55+)
- Get help paying for care in a residential facility in North Carolina
- Get down payment assistance for homebuying in North Carolina
- Save on property taxes in North Carolina (65+)
- Save on childcare in North Carolina
- Get help staying in your home in North Carolina
- Get free prescription medications in North Carolina
- Get fresh food vouchers at your local farmers’ market in North Carolina
Wisconsin Savings
- Wisconsin Savings
- Save on energy efficient home upgrades in the City of La Crosse, Wisconsin
- Save on home repairs in Wisconsin
- Save on home repairs in Western Wisconsin
- Save on water heater replacement in Wisconsin
- Get money to help with your job search in Wisconsin
- Save on homebuying and home repair costs in Northwest Wisconsin
- Save on childcare in Wisconsin
- Save on heater repair or replacement in Wisconsin
- Save on home exterior painting and repairs in the City of La Crosse, Wisconsin
- Save on homebuying costs in Brown County, Wisconsin
- Save on homebuying costs in Wisconsin
- Get money to help fix up your house in Brown County, Wisconsin
Money Tips
Daily Savings
- Daily SavingsES
- How to Plan Healthy, Cheap Meals Without Wasting Food
- The Best Grocery Store Rewards Programs for Budget-Conscious Shoppers
- Gas Prices Are Up – Here's How to Save
- Cash-Back and Coupon App Comparison
- Are Your SNAP Benefits Delayed?ES
- The 2 Types of Emergency Funds You Need (and Why They Matter)
- How to Buy a Used Car Without Getting Ripped Off
- How to Resist Impulse Buying: 5 Proven Tips
- Warehouse Clubs vs. Grocery Stores: Which Saves More?
- How to Make a Home More Energy Efficient
- Hidden Ways to Save at Aldi, Walmart, and Other Discount Stores
- Spaving: The Smart Way to Save Money on Your Next Project
- The Fridge: Skip the Can, Stir the Pot
- Moving Costs Explained: How Much to Budget in 2025
- How to Save Money Fast: Your Ultimate Guide to Quick Financial Wins
- Money-Saving Challenges That Actually Work
- CD vs. Savings Account: Which Is Best?
- Best Ways to Reduce Energy Bills
- Will Gas Prices Go Up in 2025?
- How to Use the Upside App for Gas
- How Much It Costs to Charge an Electric Car
- SNAP Interview Questions and Winning Answers
- Heat Pumps: The All-in-One Comfort Solution for Your Home
- How to Get Free and Low-Cost Internet
- Lower Your Utility Bills with Free Upgrades to Your HomeES
- 10 Ways to Save Money Every Month
- 5 Easy DIY Home Repairs That Prevent Expensive Bills Later
- Preparing for Black Friday: Tips for The Savvy Holiday ShopperES
- How to Shop For Groceries on a BudgetES
- The Fridge: 30 Minute Meals
- Cheapest Ways to Get Home Wi-Fi
- Is Buying an Electric Car Worth It in 2025?
- The Average Phone Bill and How to Beat It
- The Fridge: Tomato Edition
- 10 Ways To Slash Your Grocery Bill Without Coupons
- 8 Easy Ways to Reduce Food Waste and Save Money
- 5 Benefits of Bulk Shopping
- Cheapest Way to Rent a Car Without Overpaying
- How to Lower Your Phone Bill
- Why Grocery Prices Keep Changing and How to Save More
- Will Rooftop Solar Save Me Money on My Electricity Bill?
- Energy Saving Tips That Cut Bills Fast
- How to Save Money on Solo Meals Without Eating the Same Thing Every Day
- 5 Ways You Could Lower Your Car Insurance Bill by $1,000 This Year
- Is it Expensive to Switch From Gas to Electric?
- Best Days and Times to Shop for Grocery Discounts
- Cut Your Internet Bill: Practical Ways to Pay Less Each Month
- SNAP Friendly Meal Prep Ideas That Cut Weekly Food Costs
- Beat Inflation by Buying Food in Bulk
- What is an Electric Car and How Does It Work?
- Simple Grocery Shopping Tips to Save Big
- How to Lower Your Internet BillES
- How to Maximize SNAP and WIC to Get More Food for Your Family
- Shrinkflation: Are Your Groceries Shrinking?
- How to Apply For Rebates on Appliances
- Cut Your Electric Bill: 8 Fixes That Work
- How to Save Money on Your Heating Bills
- Refurbished Phones: A Smart Way to Save
- What's the Average Monthly Grocery Bill for Two People?
- Do ENERGY STAR® Appliances Really Save Money?
- Pay Less for Gas: 5 Ways to Save Money at the Pump
- The Top 5 Cheap Dinner Ideas to Save Money Every Week
- What a Monthly Electric Bill Really Costs
- How to Get the Most Out of SNAP With Propel
- The Truth About Grocery Delivery and Pickup Fees
Jobs
- Jobs
- Free Money: Why the Employer Match Is Always Step One
- Holiday Unemployment
- Talking to Your Boss: An Agenda for Asking for a Raise
- What is a 401k? A Comprehensive Guide to Retirement Savings
- Legitimate Side Hustles: Your Guide to Earning Extra Income Ethically
- Navigating the Transition Period Between Jobs
- Five Questions to Ask in an Interview to Find a Job, Boss, and Company That Will Value You
- Don’t Leave Your Unemployment Benefits on the Table
- The Irregular Income Spreadsheet: Budgeting for Gig Workers
- How to Quit Your Job: What to Consider Before Resigning
- How to Handle Rejection and Setbacks During a Job Search
Family Events
Debt Tips
- Debt TipsES
- How To Get Medical Debt Forgiven
- Guidance for Loans in Default
- FHA Loans Explained: What You Need to Know for 2025
- The Minimum Payment Trap: How Long Will it Really Take?
- What to Do if You Can’t Afford Your Medical Bills
- Free Ways to Get Out of Medical Debt
- Work Smarter, Not Harder: The Stress-Free Guide to Saving for Big Goals
- Student Loan Forgiveness Programs: Getting Your Loans Forgiven
- Pros and Cons of Consolidating Debt
- Bills Too High? 4 Ways to Negotiate Down Bills, from Utilities to Medical Debt
- 5 Things to Know Before Filing Bankruptcy
- How to Pay Off a Maxed-Out Credit Card
- Am I Ready to Invest?
- How to Lower Your Medical Bills
- Zombie Debt: How to Dispute Old Collections That Reappear
- Car Repossession Explained: What Happens and What to Do Next
- What’s the Best Way to Pay Down Credit Card Debt?
- Does Bankruptcy Clear Student Loan Debt?
- How to Negotiate Medical Bills
- How to Avoid Credit Card Debt
- What Happens When You File for Bankruptcy?
- Is Bankruptcy Right for You?
- Tariffs, Volatility, and Your Finances: A Survival Guide
Budget 101
- Budget 101ES
- How to Get Discounted Cell Phone Service For Free
- Late Starters: How to Catch Up If You Have No Savings at 50
- How Much Americans Actually Spend on Food Each Month
- Buying a New Car Made Easy: 7 Simple Steps
- Best Phone Plans for Two Lines on a Budget
- The 5-Year Rule: Why Buying Isn't Always Smart If You Move Soon
- Traditional vs. Roth IRA: The "Tax Me Now or Tax Me Later" Guide
- Your 3-Week Plan to Lower Back to School Costs
- Preparing Financially for Natural Disasters: A Step-by-Step Guide
- Car Depreciation Explained: What's Your Car Worth Now?
- What Can a Government Shutdown Mean for Your Benefits?
- What’s Actually Included in Your Monthly Mortgage Payment?
- Money Styles: Are You a Spender, Saver, or Avoider?
- The Power of Financial Journaling: Why Writing It Down Works
- Cost of Charging an Electric Car: What to Expect
- How to Build a $1,000 Emergency Fund in Just 3 Months
- Our Guide to Savings Buckets: Organize Your Money for Success
- Beating Frugality Fatigue: Keeping Your Eye on the Prize
- Investing for the First Time: How to Start with Just $50 a Month
- Complete Guide to Leasing a Car in 2025
- Opening a Custodial Account: A Step-by-Step Guide
- How Much Does an Oil Change Cost?
- Motivation vs. Discipline: How Finding Your "Why" Keeps You Saving
- Catch-up Contributions: Increasing Your Limits After Age 50
- Breaking the Cycle: Overcoming Intergenerational Financial Stress
- Renting in Retirement: Why Selling the House Might Be Smart
- THE FRIDGE Newsletter: 5 Ingredients or Less
- The "No-Fight" Rule: Setting Boundaries for Family Money Talks
- How to Set a Grocery Budget and Stick to It
- Average Cost of Routine Car Maintenance
- iPhone Switch Deals: Finding the Best Price
- The "Why" Behind the House: Saving for a Home When It Feels Impossible
- When Can You Start Getting WIC Benefits During Pregnancy?
- Smart Ways to Teach Your Kids About Money Early On
- Does Your Home Insurance Cover Septic System Issues?
- Unlocking Wealth: A Comprehensive Guide to Compounding Interest
- Ask Carrie Joy Newsletter - Doable Tips to Get Out of the Hole
- Spousal Review: Combining Your Financial Pictures
- Overcoming Financial Shame: It’s Not Just Math, It’s Emotional
- Reframing Your Narrative: Moving From "Bad With Money" to Capable
- eSIM vs. International Plan: Which Is Cheaper?
- Budget-Friendly Foods That Last The Longest
- How Often Should You Really Replace Your Tires?
- Smart Savings: How to Lower Your Home Insurance Costs
- How Much Should You Spend on Groceries in 2025?
- Financial Values: Aligning Your Spending with What Matters
- How Much Does Refinishing Hardwood Floors Cost in 2026?
- Car Inspection Costs: What to Expect in 2025
- The True Costs of Homeownership: What You Need to Know
- Renting Is Not "Throwing Money Away": The Value of Flexibility
- Emergency Funds for Homeowners: Why You Need a Bigger Cushion
- How to Easily Budget for Your Home Renovation
- How to Start Investing: A Beginner's Guide
- How to Refinance a Car Loan and Save Big
- Understanding Auto Loans and Car Payments
- Target Date Funds: The "Set It and Forget It" Strategy
- The Real Cost of Owning a Car in 2025
- Are Phone & Watch Bundles Worth It?
- How to Get Approved for a Car Loan
- When to Use Your Emergency Fund: 3 Rules to Protect Your Cash
- Opportunity Cost: What If You Invested Your Down Payment Instead?
- Mutual Funds vs. ETFs: The Simple Breakdown for Beginner Investors
- Smart Ways to Pay Off Your Mortgage Early
- Creating a Simple Budget Template That Works for Families
- 5 Financial Milestones Worth Celebrating (and How to Reach Them)
- Four Ways to Find Out Your Home's True Value
- 7 Budget Categories You’re Probably Forgetting
- How to Negotiate the Best Price on Your Next Car
- Lean FIRE: How to Retire Early on a Smaller Budget
- The 28/36 Rule: Understanding Debt-to-Income Ratios for Mortgages
- Rent vs. Own: Which is Right for You?
- Summer Childcare on a Budget: How to Save Hundreds While You Work
- What Is Net Worth? A Beginner’s Guide to Your Financial Health
- How to Get Enough Protein on a Tight Budget
- A Simple Emergency Fund Size Rule
- Geo-Arbitrage: Moving to Cheaper States to Retire Sooner
- How to Escape an Upside-Down Car Loan
- The Costs and Benefits of Buying an EV
- Compound Interest and Retirement Saving: Saving Now is Your Smartest Move
- How Much Do New Tires Cost in 2025?
- How Much Does Car Insurance Cost?
- How Much Car Insurance Coverage Do You Actually Need?
- How to Trade In a Car You Still Owe Money On
- Scarcity Mindset: How Your Childhood Affects Your Wallet Today
- Retirement Savings Gap: How to Fix It
- Financial Transparency: How to Talk Money with Aging Parents
- When to Refinance Your Car Loan for Maximum Savings
- 401(k) Fees: How Expense Ratios Eat Your Future
- Visualization Techniques to Reach Your Financial Goals Faster
- 10 Budgeting Tips for FamiliesES
- Setting Micro Financial Goals: Rewriting Your Story One Week at a Time
- Will New Tariffs Cause Food Prices to Spike Again?
- Downsizing for Cash: Using Home Equity to Fund Retirement
- Cheap Vegetarian Meals: 10 Recipes Under $5 (Even on a Budget!)
- How to Start Getting Answers for Your Social Security Questions
- Financial Tips to Help You Achieve Early Retirement
- Does Home Insurance Cover Your Air Conditioner?
- Retirement Savings for Beginners: How to Start Building Your Nest Egg Today
- How Much Should You Really Put Down on a House?
- Cut the Cord, Not the Content: Your Guide to Saving on Streaming Services
- The 15-Minute Weekly Money Date: A Script for Couples
- 2025 Steps to Buying a House
- Solar Panels: Are They Worth the Cost in 2025?
- How Much Down Payment Do You Really Need? (It’s Not 20%)
- Net Worth Tracking: Why It’s a Better Metric Than Income
- Identifying Your "Money Triggers": Why You Spend When Stressed
- How Much Does the Average American Spend on Eating Out?
- Leasing vs. Buying a Car: What's Better in 2025?
Taxes
- Taxes
- How Do I Claim Child Care Expenses on My Taxes
- How to Dispute Your Property Tax Assessment
- What are the 2025 - 2026 Tax Law Changes to Consider When Filing Your Taxes?
- Stop Overpaying Your Taxes: The Must-Claim Tax Credits for Working Families
- What Receipts Should I Keep for Personal Taxes?
- Should I Hire Someone to Do My Taxes?
- 9 Things To Know About Filing Taxes If You’re Not A Millionaire In 2025
Credit Counseling
Scams
Healthcare
- Healthcare
- The Real Reasons Your ACA Healthcare Premiums Went Up This Year and What to Do About It
- Is the Shingles Vaccine Covered by Medicare?
- What’s the Difference Between Brand and Generic Drugs?
- Medicaid Program Renewal: What You Need to Know
- Healthcare Hacks Every Family Member Should Know to Save in 2026
- Changes are Coming to Medicare in 2026 - What You Should Know
- What is GoodRx and How Does It Work?
- 5 Simple Ways to Save Money on Prescriptions
- How to Use Preventative Care to Save on Your Medical Costs
Credit 101
- Credit 101
- Is It a Good Idea to Unfreeze Credit for Big Purchases?
- How Long Does a Dispute Take? Timelines for Credit Repair
- Credit Score Cleanup: Getting Mortgage-Ready in 6 Months
- Can a Credit Counselor Negotiate Lower Interest Rates for You?
- Inside the Session: What Actually Happens During Credit Counseling?
- How Long Does a Credit Dispute Take? The Real Timeline Explained
- Does Credit Counseling Ruin Your Credit? The Honest Truth
- What Credit Score Do You Really Need for a Car Loan in 2025?
- Child Identity Theft Protection: Why You Should Freeze Your Kid's Credit
- Does Freezing Credit Hurt Your Score? Mythbusting the Freeze
- How Often Should You Pay Your Credit Card for Better Credit?
- Sample Dispute Letter: A Template to Talk to Bureaus
- Does Receiving SNAP Affect Your Credit Score?
- Can Rent Payments Boost Your Credit Score? What You Need to Know
- How to Dispute a Credit Report
- Credit Counseling Help
- Credit Freeze vs. Credit Lock: Which Is Free and Which Is Better?
- The 3 Most Common Errors on Credit Reports (And How to Fix Them)
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