Budget 101

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10 Budgeting Tips for Families

Get budgeting tips from WorkMoney to help your family save money on monthly expenses. Join WorkMoney for more budgeting tips for your household

An alarm clock next to a pile of coins and a jar with more coins in it. The jar has a label that says Retirement and there is a hand putting another coin into the jar.

Financial Tips to Help You Achieve Early Retirement

Achieve the retirement of your dreams with hard work and help from some WorkMoney resources

A woman with brown hair in front of a person sitting down by a car with the hood open and smoke coming out. There are words that say half of people can't afford this.

How (and Why) to Build an Emergency Fund

Nearly half of Americans don’t have enough savings to cover a $1,000 unexpected expense

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How to Get Discounted Cell Phone Service For Free

How to find discounted cell service for free and avoid deals that are too good to be true

How to Get Enough Protein on a Tight Budget

How you can maximize your dollars without giving up your nutritional goals

Couple buying a home and shaking hand of realtor

2025 Steps to Buying a House

Clear, step‑by‑step guide to buying your first home in 2025

Visual showing Meals Under $5 with an avocado, rosemary and some tomato

Cheap Vegetarian Meals: 10 Recipes Under $5 (Even on a Budget!)

Healthy eating doesn't have to be expensive

Top-down image of a grocery store conveyor belt showing neatly sorted baskets of bananas, tomatoes, and leafy greens, each paired with a receipt, illustrating budgeting for groceries.

How to Set a Grocery Budget and Stick to It

Take control of your grocery spending with smart budgeting, meal planning, and waste-reducing strategies.

Close-up of a hand holding a Social Security card in front of a Social Security Administration office building, symbolizing access to benefits and government services.

How to Start Getting Answers for Your Social Security Questions

Here’s your go-to guide for getting help from Social Security, starting with the fastest, easiest options.

A woman with brown hair and her eyes are widened. There are words that say Will you be ready for retirement? Above the words is a calculator on top of dollar bills and a hand holding a pencil over a blank notebook.

How Much Money Do You Need to Save for Retirement?

What you need to know to calculate how much you need to save for retirement

A woman with brown hair has her mouth open and is clutching her chest with her hands. There are words in white and yellow that say Inflation Reduction Act Get Your $$$ with a red arrow pointing to a washing machine with a red bow on it.

The Inflation Reduction Act: How to Get Your Money

How to get your money with the Inflation Reduction Act

Two People Looking at each other over their phones.

Best Phone Plans for Two Lines on a Budget

This guide is your cheat sheet for saving money without sacrificing coverage or speed.

Budget-Friendly Foods That Last The Longest

Stretch your grocery budget with these low-cost, long-lasting foods. Stock up smart with shelf-stable staples that won’t go bad fast.

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How Much Americans Actually Spend on Food Each Month

Whether dining out or cooking at home, food is typically one of the largest line items in most American households.

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How Much Does Car Insurance Cost?

Find out what car insurance really costs and how to pay less. Your wallet will thank you

Man changing his oil under the hood of his car

How Much Does an Oil Change Cost?

Understand typical oil change costs and smart ways to save money on your next visit.

Buying a New Car Made Easy: 7 Simple Steps

Your roadmap to buying a car without stress or surprises