Budget 101

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10 Budgeting Tips for Families

Get budgeting tips from WorkMoney to help your family save money on monthly expenses. Join WorkMoney for more budgeting tips for your household

An alarm clock next to a pile of coins and a jar with more coins in it. The jar has a label that says Retirement and there is a hand putting another coin into the jar.

Financial Tips to Help You Achieve Early Retirement

Achieve the retirement of your dreams with hard work and help from some WorkMoney resources

A woman with brown hair in front of a person sitting down by a car with the hood open and smoke coming out. There are words that say half of people can't afford this.

How (and Why) to Build an Emergency Fund

Nearly half of Americans don’t have enough savings to cover a $1,000 unexpected expense

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How to Get Discounted Cell Phone Service For Free

How to find discounted cell service for free and avoid deals that are too good to be true

How to Get Enough Protein on a Tight Budget

How you can maximize your dollars without giving up your nutritional goals

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What Can a Government Shutdown Mean for Your Benefits?

How WIC, SNAP and other programs are impacted

Couple buying a home and shaking hand of realtor

2025 Steps to Buying a House

Clear, step‑by‑step guide to buying your first home in 2025

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Cheap Vegetarian Meals: 10 Recipes Under $5 (Even on a Budget!)

Healthy eating doesn't have to be expensive

Top-down image of a grocery store conveyor belt showing neatly sorted baskets of bananas, tomatoes, and leafy greens, each paired with a receipt, illustrating budgeting for groceries.

How to Set a Grocery Budget and Stick to It

Take control of your grocery spending with smart budgeting, meal planning, and waste-reducing strategies.

Close-up of a hand holding a Social Security card in front of a Social Security Administration office building, symbolizing access to benefits and government services.

How to Start Getting Answers for Your Social Security Questions

Here’s your go-to guide for getting help from Social Security, starting with the fastest, easiest options.

A woman with brown hair and her eyes are widened. There are words that say Will you be ready for retirement? Above the words is a calculator on top of dollar bills and a hand holding a pencil over a blank notebook.

How Much Money Do You Need to Save for Retirement?

What you need to know to calculate how much you need to save for retirement

A woman with brown hair has her mouth open and is clutching her chest with her hands. There are words in white and yellow that say Inflation Reduction Act Get Your $$$ with a red arrow pointing to a washing machine with a red bow on it.

The Inflation Reduction Act: How to Get Your Money

How to get your money with the Inflation Reduction Act

Two People Looking at each other over their phones.

Best Phone Plans for Two Lines on a Budget

This guide is your cheat sheet for saving money without sacrificing coverage or speed.

Budget-Friendly Foods That Last The Longest

Stretch your grocery budget with these low-cost, long-lasting foods. Stock up smart with shelf-stable staples that won’t go bad fast.

Table of food with hands reaching for plates

How Much Americans Actually Spend on Food Each Month

Whether dining out or cooking at home, food is typically one of the largest line items in most American households.

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How Much Does Car Insurance Cost?

Find out what car insurance really costs and how to pay less. Your wallet will thank you

Man changing his oil under the hood of his car

How Much Does an Oil Change Cost?

Understand typical oil change costs and smart ways to save money on your next visit.

Man holding out a house in one hand and a stack of money in the other hand

How Much Should You Really Put Down on a House?

Understand your options and secure your first home confidently

Man in orange sweater is handed keys while sitting in the driver's seat

Complete Guide to Leasing a Car in 2025

Learn how to lease smart: negotiate, avoid surprises, and save money with guidance

Person looking at their budget and considering a car purchase and all the associated expenses.

The Real Cost of Owning a Car in 2025

Understanding what really drains your wallet and smart ways you can save.

Buying a New Car Made Easy: 7 Simple Steps

Your roadmap to buying a car without stress or surprises

Lady with car salesman at a car dealership

How to Get Approved for a Car Loan

If you need financing for your next vehicle, here’s how you can get a loan.

How Much Should You Spend on Groceries in 2025?

Set a realistic 2025 grocery budget based on your income and household size

Smart Ways to Teach Your Kids About Money Early On

Effective strategies for raising financially savvy children from an early age

How to Negotiate the Best Price on Your Next Car

Easy, practical tips to confidently negotiate your next car deal.

Woman sits in waiting room holding her pregnant belly.

When Can You Start Getting WIC Benefits During Pregnancy?

Know exactly when and how to access WIC support during pregnancy

How Much Do New Tires Cost in 2025?

2025 tire prices explained: what you’ll spend, ways to save, and smart discounts

Two hands holding two different sets of keys and comparing them

Leasing vs. Buying a Car: What's Better in 2025?

Crunch the numbers, weigh your lifestyle, and ride smart