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The Joy of Money book by Carrie Joy Grimes

You don’t have to figure money out alone

Get clear, practical guidance and real-life insights from our CEO, Carrie Joy Grimes, in her new bestseller, The Joy of Money.

Learn more
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© 2026– WorkMoney
  1. Home
  2. Credit Counseling Help

Credit Counseling Help

Connect with trusted counselors, including nonprofit organizations, who can help you find a path forward

Published on 4/1/26

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Key takeaways

  • Locate an accredited, credit counseling service

  • Consider nonprofit options

  • Learn more about what to expect with counseling

Find an Accredited Provider or Trusted Partner

To locate an accredited, credit counseling service that will help you for free and connect you to local resources in your area - consider using nonprofits like FCAA, NFCC or WorkMoney’s partner GreenPath.

  • Financial Counseling Association of America (FCAA

  • National Foundation for Credit Counseling (NFCC)

  • GreenPath

Not Sure What to Expect or If It’s Right for You?

Start with these helpful articles to better understand how credit counseling works, what it can do for your situation, and how it may impact your financial future:

  • Inside the Session: What Actually Happens During Credit Counseling?

  • Can a Credit Counselor Negotiate Lower Interest Rates for You?

  • Does Credit Counseling Ruin Your Credit? The Honest Truth

More on Debt Payoff

in The Joy of Money Book

Carrie Joy, the CEO of WorkMoney, shares methods for paying down high-interest debt in her new book, The Joy of Money. Learn more

Get the Book

The Joy of Money Book Cover

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