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Budget 101

How Much Does an Oil Change Cost?

Understand typical oil change costs and smart ways to save money on your next visit.

By DeShena Woodard

10/2/25

5 min. read

Man changing his oil under the hood of his car

Key takeaways

  • An oil change is a key part of maintaining the health of your car, but you don't have to overpay. The average cost is around $30 to $125 depending on the type of oil, vehicle, and location.

  • There are three main types of oil: conventional, synthetic blend, and full synthetic. Using the right one helps your engine run better and avoids costly repairs down the road.

  • You can save through DIY, cashback apps like Upside, and membership discounts. WorkMoney also connects you to trusted programs, like Caribou and LIHEAP, to help stretch your budget even further.

Getting an oil change may seem like just another expense. But it’s one of the best investments you can make to sustain the health of your vehicle. Motor oil is an essential part in keeping your engine working the way it should. It also helps protect your engine from rust and damage. So, if you skip an oil change or wait too long between them, it can lead to more costly repairs later on.

At WorkMoney, we’re here to help you save as much as possible on your next oil change. That’s because taking care of your car should not be a luxury, but a necessity.

We’ll break down what a typical oil change costs, what makes the price go up or down, and simple ways you can save money. We’ll also talk about when it’s worth paying a little more and when you can safely skip the extras.

Oil Change Costs List

Final Thoughts: Are Oil Changes Worth the Cost?

Oil changes are an essential step in keeping your car running smoothly. But that doesn’t mean you have to spend more than you need to.

Where you go, what kind of oil you use, and how often you get them done can all impact the amount of money you'll spend. It's a good idea to weigh your options and find what works best for your car and your budget.

With the right information, you can protect your vehicle and save money in the process. And if you’re looking for more ways to cut costs, WorkMoney can help you find benefits and resources you may already qualify for.

About the Author

DeShena's headshot

DeShena Woodard

DeShena Woodard is a Financial Freedom Coach, Certified Life Coach, freelance personal finance writer, and podcast host. Her story, advice, and expertise have been featured in prominent outlets such as CNN Underscored, Business Insider, Yahoo Finance, NerdWallet, and more. Through her platform, Extravagantly Broke, she helps women take control of their finances with simple, stress-free strategies—without sacrificing the joy of everyday life. When she’s not writing or coaching, DeShena enjoys traveling, biking, and spending time with her family.

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  • How Much Does an Oil Change Cost?

    On average, an oil change can cost anywhere range from $30 to $125, depending on various factors like location and type of oil. There are different types of oil changes to choose from, such as:

    • Conventional ($30 to $50)

    • Synthetic blend

    • Full synthetic

    • High mileage ($50 and $75)

    You should check your owner’s manual to determine the best type of oil recommended for your specific vehicle.

    Let’s take a look at how a standard oil change might compare to a few other everyday expenses:

    Expense

    Average cost

    Conventional oil change

    $30 - $50 (every six or 12 months)

    Synthetic oil change 

    $65 to $125 (every six or 12 months)

    Cell phone 

    $141 (monthly)

    Groceries (family of four)

    $995.20 (monthly)

    Utilities (water, HVAC, electricity, gas, trash, landline phone, internet/cable) 

    $167 (monthly, or $2,000 per year)

  • What Affects the Cost of an Oil Change?

    The cost of a basic oil change typically includes the price of the oil, a new oil filter, and the labor to get the job done. Let's take a closer look at a few key factors that can directly impact how much you'll pay:

    Types of Oil

    These days, most newer cars use synthetic oil. Although some still run on conventional or use a synthetic blend. Conventional oil is generally the least expensive. However, it degrades much faster and collects more engine buildup. Synthetic oil tends to last longer and perform better in extreme hot or cold temperatures. In some cases, it can go up to 10,000 miles between oil changes. A high-mileage oil often costs more than conventional oil but less than full synthetic oil.

    Your Vehicle Make and Model 

    What you drive matters. Oil changes for cars with larger engines and luxury cars tend to cost significantly more. For example, an oil change for a BMW can run between $100-$200. For even more exotic cars like a Lamborghini, the price can jump even higher. An oil change for these cars costs anywhere from $400 up to $2,000 depending, on the model and service needed.

    Location

    Where you live can have a huge impact on the price, too. Labor costs are usually higher in cities than in smaller towns. So you might pay more in an urban area compared to rural or suburban areas. Additionally, places with a higher cost of living, like California or New York, also tend to have pricier oil changes overall.

    Labor rates

    The cost of labor is a major part of what you pay for when getting an oil change. Most shops charge anywhere from $20 to $50 just for the service itself. If your car has a hard-to-reach oil filter or a complex engine and drainage system, you should expect to pay a bit more.

    Extra Services

    When budgeting for your next oil change, don't forget to account for the extras. Many shops offer extra services like fluid top-offs, tire rotations, or full vehicle inspections. These add-ons can bump up your bill by as much as $20 to $50, depending on what's included. While you won't need them every time, they could be worth doing occasionally to keep your car running well. If the shop you visit doesn't offer these services, or if they overcharge for them, you may be able to handle some of these tasks yourself.

  • How Often Should You Get an Oil Change?

    You've likely heard the "every 3,000 miles or every three months" rule. That advice made sense years ago, but it no longer holds true. Thanks to better engines and better oil, most cars can wait much longer between oil changes.

    If your car uses synthetic oil (which most newer models do), manufacturers often recommend changing it every 5,000 to 7,500 miles. Some can even go up to 10,000 miles or once a year. That's a big difference in both cost and convenience.

    Here's a quick example: Let's say you drive 30,000 miles over two years and pay $90 per oil change.

    • Every 3,000 miles means 10 oil changes = $900

    • Every 7,500 miles means four oil changes = $360

    That's a $540 difference just from following your car's maintenence schedule. It's not just about mileage, though. Even if you don't drive much, your oil still needs changing about twice a year to prevent gunk from building up.

  • DIY vs. Professional Oil Change

    Now, let's look at whether you should go to a shop or do it yourself. Each option has some tradeoffs when it comes to time, money, and effort.

    Here's what supplies cost:

    • Oil: $20–$40 (depending on type and quantity)

    • Oil filter: $5–$15

    • Tools (jack, drain pan, filter wrench): $30–$100 one-time cost

    A DIY oil change typically costs $25 to $55 per change. That's significantly cheaper than most professional services. On the flip side, getting your oil changed at a shop saves you time and hassle.

    But where you go makes a difference. Quick lube shops are often the cheapest and fastest option. Independent mechanics may cost a little more but offer personal service. Dealerships charge the most but have the most knowledge about your car, especially if it's under warranty.

    Options

    Pros

    Cons

    DIY

    Saves money 

    Control material costs

    Good for those with tools and experience

    Upfront tool costs 

    Time-consuming 

    Messy 

    Must dispose of oil properly

    Quick Lube Chain

    Fast and convenient 

    No cleanup

    Often costs more than DIY

    Independent Shop

    Personalized service

    Mid-range pricing

    Often includes vehicle inspection

    Takes longer

    Prices can vary

    Dealership

    Familiar with your make/model 

    May be required for warranties

    Most expensive 

    While the idea of a cheap oil change might be tempting, opting for lower prices can carry hidden risks such as using low-grade oil, off-brand filters, poorly trained technicians, and skipped inspections. These things can ultimately lead to more costly problems for your vehicle and even void your warranty. 

  • Tips to Cut Costs on Oil Changes

    Oil changes are a regular expense, but there are easy ways to spend less without skipping out on quality. Here are a few ways to help you save:

    • Use discounts and coupons: Local chains like Valvoline, Walmart, or Firestone often post deals online.

    Editors note: I regularly use coupons at Firestone. My most recent oil change on a 2020 Honda Insight was $35. The manager told me, “It's cheaper for us to do it than if you do it yourself.” A basic oil change service is typically a loss leader to get customers in the door to upsell them.

    • Look for package deals: Places like Costco Auto program offer members a 15% discount on parts and services, including oil changes.

    • Switch to synthetic: It costs more upfront, but can last longer between changes.

    • Try cashback apps: WorkMoney partners with Upside, where you can earn cashback on gas and groceries—extra money you can put toward maintenance.

    WorkMoney is here to help you save as much money as possible on your vehicle. If you have an expensive car loan, Caribou may be able to help refinance your auto loan and lower your payments.