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  • Save MoneyOn food, bills, and everyday expenses
    Save MoneyOn food, bills, and everyday expensesExplore
    • Food
    • Utilities
    • Housing
    • Healthcare
    • Transportation
  • Take ControlCreate budgets, pay debt & build your safety net
    Take ControlCreate budgets, pay debt & build your safety netExplore
    • Budgeting
    • Credit
    • Debt
    • Savings
    • Work
    • Taxes
  • Plan AheadFor retirement, big purchases, and your goals
    Plan AheadFor retirement, big purchases, and your goalsExplore
    • Insurance
    • Homeownership
    • Investing
    • Retirement
    • Life Events
  • Member Benefits
  • About Us
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Credit

Your credit score matters. Take control of yours.

Take the 'Debt Challenge'

Get a clear, actionable plan to tackle what you owe in just one week.

The 3 Most Common Errors on Credit Reports (And How to Fix Them)

How to Avoid Credit Card Debt

7 Day Debt Challenge

Our 7-day challenge provides a step-by-step roadmap to help you organize your balances and lower your interest rates.

Repair credit issues

Fix errors, freeze your credit, or rebuild after setbacks—you've got this.

Inside the Session: What Actually Happens During Credit Counseling?

Does Freezing Credit Hurt Your Score? Mythbusting the Freeze

Access credit repair support
Connect with GreenPath for support disputing errors and rebuilding your credit.
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Build credit with your rent

Turn your largest monthly expense into a credit-building tool with Esusu.

Can Rent Payments Boost Your Credit Score? What You Need to Know

Does Receiving SNAP Affect Your Credit Score?

Start building credit
Esusu reports your on-time rent payments to major credit bureaus, helping you boost your score.
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Why trust us?

Why trust us? We're a nonprofit—we work for you, not profit margins, and we protect your privacy.

Explore all 2 credit resources

  • Manage your debt with GreenPath

    Let GreenPath help you consolidate credit card debt and negotiate rates

  • Turn rent payments into credit boosters

    Get an exclusive discount on Esusu rent reporting

Expert tips and strategies

Save more and stress less with tips from financial experts

Man looking at credit report
Article
The 3 Most Common Errors on Credit Reports (And How to Fix Them)
Credit counseling vs. Debt settlement - two women one looking relaxed with counseling and one looking stressed with settlement
Article
Does Credit Counseling Ruin Your Credit? The Honest Truth
See all tips and strategies

Stories from our community

“I joined Work Money because of how it helped people and myself to actually live more comfortably! And I am grateful for you! Thank you!”

Everett, Georgia

“I’ve saved so much money and time by following the advice on Workmoney. Thank you!”

Chris D., Illinois