Frequently Asked Questions

WorkMoney is a nonprofit organization in the U.S. that helps people save money on everyday expenses. The organization focuses on making the American Dream real for all Americans by connecting people with local free and low-cost resources to reduce their cost of living.

WorkMoney connects people via online tools with local resources to help them save on everyday expenses and reduce financial burdens. Members can save money on:

• Food

• Family care

• Transit and car

• Phone and utilities

• Healthcare 

• Home upgrades

Additional member benefits include:

• Regularly delivered money-saving tips via newsletters, SMS and/or email communications

• Help with reducing and managing debt

• Connection with free and low-cost local resources for healthcare, childcare, and eldercare

• Member-only discounts on shopping, dining, and travel

Carrie Joy Grimes is the founder and CEO of the nonprofit WorkMoney. She founded the organization in 2020 to connect Americans with resources that can help them save them hundreds on daily bills and build a better life.

Yes, your data is secure with WorkMoney. The nonprofit’s organizational, technical, and administrative safeguards are designed to protect any personal information it collects. WorkMoney only requests personal information when necessary and encourages all members not to share sensitive data unless explicitly asked. For more info, please see WorkMoney’s privacy policy.

WorkMoney provides alerts and updates to subscribers. When you opt-in to the service, we will send you an SMS message to confirm your signup. You can unsubscribe at any time. See our SMS policy here.

For SMS communications - At any time, you can reply directly to a text message from us with the keyword “STOP” to opt out. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just subscribe again using any sign-up form from our website or on social media, and we will start sending SMS messages to you again. See more in our SMS Terms & Conditions

For email communications - At any time you can open a WorkMoney email, including newsletters, and look at the bottom of the message for a link to unsubscribe. Click the link. If you want to resubscribe at any time you can.

You can subscribe to WorkMoney newsletters by using the links below to sign up for the specific newsletter you want to receive. WorkMoney offers newsletters that provide practical, easy-to-understand tips to help people save money, manage everyday costs, and make informed financial decisions

The Fridge is a weekly newsletter focused on grocery savings and meal planning. Subscribers receive updates such as weekly price checks on common grocery items, affordable meal ideas, shopping lists, and practical tips for keeping food costs lower.

Sign up for The Fridge Newsletter 

Ask Carrie Joy is a weekly newsletter that shares practical money advice for everyday life. It covers topics such as saving on groceries, gas, bills, and other household expenses, with a focus on helping people stretch their money without giving up the things that matter to them.

Sign up for the Ask Carrie Joy Newsletter

WorkMoney texts members who opt in to receive money-saving alerts, reminders, and updates.
Message frequency varies but WorkMoney often sends at least 2 SMS messages per month. The exact number may vary depending on available programs, local resources, and timely savings opportunities.

Yes, WorkMoney is 100% free to join and use. We provide you with free money-saving resources to help you reduce your cost of living and build financial stability.

WorkMoney is open to anyone and everyone who wants to save money and reduce stress. More than 9 million Americans use WorkMoney to build financial stability. You’re not alone. 

If you have any questions at all about WorkMoney’s resources and benefits, contact us today. Our team is available Monday - Friday, from 9 a.m. to 9 p.m. EST:

• Text: Text SAVE to 88285*

• Call our toll-free number to speak with a real person: 1-833-WRK-MNEY (1-833-975-6639)

• Email: gethelp@workmoney.org

• Facebook

• X

• Instagram

• YouTube

• TikTok

No, WorkMoney is a nonpartisan organization that doesn’t align with any political party. Instead, WorkMoney’s priorities come directly from its members, meaning the nonprofit pays attention to issues like medical debt, utility prices, overtime pay, junk fees, and credit reporting accuracy. These issues don't belong to either party, but affect the majority of working Americans and their families. WorkMoney supports policies that make life more affordable, regardless of where the ideas originate.