Turn rent payments into credit boosters

Get over a 50% exclusive discount on Esusu rent reporting

Millions of Americans struggle to qualify for loans and credit due to a lack of credit history. Esusu can help renters establish or build their credit scores by reporting on-time rent payments to all three major credit bureaus (Equifax, Experian, and TransUnion). Esusu users see a +53 point increase to their credit score—no hidden fees, no hassle.

Disclaimer: *Based on active renters at active properties from enrollment through Q4 2025. Average credit score increase calculated by comparing enrollment credit score to latest available credit score as of Q4 2025, treating renters with no credit score at enrollment as having a score of zero.

Build credit: Average users see a +53 point boost to their credit score
Simple: Secure bank account linking, no hard credit pull, & reporting to all 3 bureaus.
Affordable: With over 50% off for WorkMoney members, it costs just $27 for the year: use code WM10

Get Started

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Frequently asked questions

How does it work?

You can get started by:

Downloading the Esusu app
Telling Esusu about yourself and your lease info
Linking your bank account and selecting your rent payments

The Esusu app will then report rent payments to all 3 credit bureaus. Now sit back and build your credit, just by paying rent on time!

Why does building my credit matter?

With a good credit score, you’re more likely to:

Get approved for credit products
Qualify for lower interest rates
Get better benefits on financial products

Does Esusu rent reporting affect my credit?

Yes, your credit score might drop slightly at first (10-20 points) when Esusu adds rent as a new tradeline, a standard effect of new accounts per FICO/VantageScore models.

This dip is temporary—typically rebounding within months as on-time payments are reported to Equifax, Experian, and TransUnion (late payments aren’t reported). Esusu notes an average 53-point increase over time, varying by credit profile.

Who can benefit from this?

Anyone looking to establish or build their credit—especially renters and first-time homebuyers.

How much does it cost?

Use code ‘WM10’ to get over 50% off an annual subscription - totaling $27 for the year!

Turn rent payments into credit boosters

Get over a 50% exclusive discount on Esusu rent reporting

Get Started

Build credit: Average users see a +53 point boost to their credit score
Simple: Secure bank account linking, no hard credit pull, & reporting to all 3 bureaus.
Affordable: With over 50% off for WorkMoney members, it costs just $27 for the year: use code WM10

Get Started

Was this information helpful?

Frequently asked questions

How does it work?

You can get started by:

Downloading the Esusu app
Telling Esusu about yourself and your lease info
Linking your bank account and selecting your rent payments

The Esusu app will then report rent payments to all 3 credit bureaus. Now sit back and build your credit, just by paying rent on time!

Why does building my credit matter?

With a good credit score, you’re more likely to:

Get approved for credit products
Qualify for lower interest rates
Get better benefits on financial products

Does Esusu rent reporting affect my credit?

Yes, your credit score might drop slightly at first (10-20 points) when Esusu adds rent as a new tradeline, a standard effect of new accounts per FICO/VantageScore models.

Who can benefit from this?

Anyone looking to establish or build their credit—especially renters and first-time homebuyers.

How much does it cost?

Use code ‘WM10’ to get over 50% off an annual subscription - totaling $27 for the year!

Was this information helpful?

Was this information helpful?

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