Easily lower your car loan payments
See if you can save over $1,900 a year by refinancing your auto loan through Caribou.
Refinance through Caribou
Caribou helps car owners refinance their auto loans to save big on their monthly payments with rates as low as 4.49% APR*. The online process to check rates takes just minutes and won’t affect your credit score***. You could join other Caribou customers saving an average of $162 each month**—that’s over $1,900 a year. Caribou connects you to trusted local and national lenders so you can find the rate that works for you.
Potential savings: Save an average of $162/month** on car payments.
Hassle-free: Fully online, fast, and no credit score impact to check your eligibility.
Trusted & flexible: Access competitive refinance offers from top lenders across the country.
Disclaimer:
*APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 4.49% to 28.55% and is determined at the time of application. Lowest APR is available for a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 2/3/26 and are subject to change without notice.
**This information is estimated based on consumers whose auto refinance loan funded through Caribou between 1/1/2026 and 3/31/2026, had an existing auto loan on their credit report, and selected a loan offer to reduce their monthly payment. These borrowers saved an average of $162 per month, with annualized savings of $1,944 per year. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
***To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
