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  • Save MoneyOn food, bills, and everyday expenses
    Save MoneyOn food, bills, and everyday expensesExplore
    • Food
    • Utilities
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    • Transportation
  • Take ControlCreate budgets, pay debt & build your safety net
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    • Budgeting
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  • Plan AheadFor retirement, big purchases, and your goals
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  1. Home
  2. Debt Tips

Debt Tips

A person in a yellow sweater and red shirt holding a yellow credit card.

How to Pay Off a Maxed-Out Credit Card

Five simple steps to paying down your credit card debt and putting your financial worries behind you

Two people holding a credit card

What’s the Best Way to Pay Down Credit Card Debt?

Follow these straightforward tips to pay down your debt and take steps toward financial freedom

A hand holding a yellow credit card

How to Avoid Credit Card Debt

Discover how to use the debt the right way with these six credit card best practices

A person with glasses holding a paper that says petition for bankruptcy

Is Bankruptcy Right for You?

Get a free, no-commitment consultation with an expert who will help you figure out if bankruptcy is right for you and your financial situation

A person holding a pencil on top of a stack of papers flanked by laptops

5 Things to Know Before Filing Bankruptcy

We’re here to help you look before you leap on a very important financial decision.

A stethoscope and calculator on top of medical billing statements

How to Negotiate Medical Bills

Four simple steps to negotiate down those big hospital and doctor bills

Person sitting on the floor surrounded by bills and invoices, reviewing documents—illustrating financial stress and efforts to manage or negotiate high bills.

Bills Too High? 4 Ways to Negotiate Down Bills, from Utilities to Medical Debt

Bills can pile up quickly – doctors appointments, internet, electricity, car payments, the list sometimes seems to never end. And we’ve all been there when one bill, or a few, seems way too high.

Money next to note about loan forgiveness

Student Loan Forgiveness Programs: Getting Your Loans Forgiven

Navigate options and get your federal student loans canceled or discharged with confidence

Blue car being towed by a tow truck

Car Repossession Explained: What Happens and What to Do Next

What happens after your car is repossessed and smart next steps

Loan paperwork next to house keys and little wooden house.

FHA Loans Explained: What You Need to Know for 2025

Your simple guide to FHA loans. Understand eligibility, costs, and smart tips in 2025

A collage-style graphic with the words "TARIFFS," "IMPORTS," "EXPORTS," and "POLITICS," and a hand pointing at the word "TARIFFS."

Tariffs, Volatility, and Your Finances: A Survival Guide

Understand What’s Really Going On—and Learn How to Keep Your Finances Strong in a Shaky Economy

A woman reads a document while a man beside her drinks from a mug and looks worried, both appearing focused and tense at the kitchen table.

How To Get Medical Debt Forgiven

Drowning in medical bills? Learn how to reduce or erase your debt through forgiveness programs, payment plans, and free nonprofit help—even if you’re uninsured.

A zombie labeled debt looks out a window

Zombie Debt: How to Dispute Old Collections That Reappear

Don’t let old ghosts haunt your finances. Here’s how to spot, dispute, and bury zombie debt for good

A hand holding a pen while touching a calculator next to a pile of papers that say invoice

What to Do if You Can’t Afford Your Medical Bills

A straightforward guide to helping you lower your medical bills or get them forgiven

A woman looks stressed while talking on the phone, reviewing documents at a kitchen counter. She is multitasking with a laptop open in front of her, a pen in hand, and a sandwich and orange juice nearby. The scene reflects the challenge of managing medical bills.

How to Lower Your Medical Bills

Simple, Smart Ways to Cut Medical Costs and Get Help with Medical Bills

The image features a stylized blue figure pushing a wheelbarrow overflowing with golden money and coins up an incline. As the figure moves forward, some of the money spills out into the air. Set against a bold red background with a small cloud, the composition symbolizes financial struggle, effort, or the challenge of retaining wealth, possibly reflecting themes of wages, work, or economic mobility.

Work Smarter, Not Harder: The Stress-Free Guide to Saving for Big Goals

The Smart, Simple Way to Build a Stronger Financial Future—One Goal at a Time

A hand holds up a timer in front of a credit card and a bundle of cash.

The Minimum Payment Trap: How Long Will it Really Take?

Stop running in place and start clearing your credit card balance for good

A stack of papers that read petition to file for bankruptcy

What Happens When You File for Bankruptcy?

All your questions about bankruptcy answered in this clear and friendly guide

A group of people in graduation caps and robs standing outside

Does Bankruptcy Clear Student Loan Debt?

Find out when and how you can use bankruptcy to clear your student loan debts

A person with dark hair looking at a credit card with an open laptop on her lap

Guidance for Loans in Default

Here are your options on how to get out of default and back on track.

In a vibrant, surreal collage, hands emerge from tablet devices exchanging cash for a package, illustrating the concept of online purchasing and digital consumerism.

Am I Ready to Invest?

Lay the Groundwork for Confident, Long-Term Investing

Mailbox Full of Letters That Are Piling Out

Pros and Cons of Consolidating Debt

Is Debt Consolidation Right for You? Discover the Benefits and Watchouts Before You Decide

A paper that says hospital billing statement with a red stamp that says past due

Free Ways to Get Out of Medical Debt

Medical debt is extremely common, so we’ve pulled together the best ways you can deal with it and put it behind you

The Joy of Money book by Carrie Joy Grimes

You don’t have to figure money out alone

Get clear, practical guidance and real-life insights from our CEO, Carrie Joy Grimes, in her new bestseller, The Joy of Money.

Learn more
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