Finance home upgrades affordably

Get accessible loans for solar energy and home improvements — no matter your credit

SELF is a nonprofit dedicated to helping homeowners afford improvements like solar panels and energy efficiency upgrades. With affordable loans and no minimum credit score required, SELF empowers you to invest in your home and reduce your monthly expenses.

Inclusive Financing: Loans available without minimum credit score requirements
Affordable Rates: Interest rates starting at just 5%, making upgrades affordable
Trusted Contractors: Connects you with pre-approved local professionals for quality work

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Frequently asked questions

What types of improvements can SELF finance?

SELF finances a variety of improvements, including solar panels, energy-efficient HVAC systems, roofing, weatherization, and resilience upgrades like hurricane shutters and impact windows.

How do I apply for a loan with SELF?

To apply for a loan

Begin by answering a few questions through SELF's pre-qualification tool to assess your eligibility.
If pre-qualified, complete the full application, providing necessary documents like proof of income and a valid photo ID.
Upon approval, funds are disbursed to approved contractors to commence your home improvement project
Detailed application steps are outlined on SELF's "Get Started" page.

How do I find a contractor?

SELF maintains a network of trusted, pre-approved contractors who specialize in various home improvements. You can easily access this network through SELF's website or contact SELF directly for recommendations tailored to your specific project.

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