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Homeownership

Homeownership is within reach. Here's your roadmap.

Decide if it's time to buy

Use the Joy of Money calculator to compare the true costs of renting versus owning.

How Much Down Payment Do You Really Need? (It’s Not 20%)

Renting Is Not "Throwing Money Away": The Value of Flexibility

Compare rent vs buy
Use our rent vs. buy calculator to get clear data and guidance from Joy of Money to help you decide your next move.
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Build home equity

Make smart moves to build equity faster and get more from your biggest investment.

Four Ways to Find Out Your Home's True Value

Downsizing for Cash: Using Home Equity to Fund Retirement

Access equity tools
Calculate your house's future value at the time you plan to retire.
Gets started

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Expert tips and strategies

Tips for your financial future

House and Money Sketch
Article
What’s Actually Included in Your Monthly Mortgage Payment?
House with a price tag attached to it
Article
Four Ways to Find Out Your Home's True Value
See all tips and strategies

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The Joy of Money book by Carrie Joy Grimes

You don’t have to figure money out alone

Get clear, practical guidance and real-life insights from our CEO, Carrie Joy Grimes, in her new book The Joy of Money.

Learn more
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