Easily lower your car loan payments
See if you can refinance your auto loan in minutes through Caribou
Refinance with Caribou
Caribou helps car owners refinance their auto loans to save big on their monthly payments with rates as low as 4.64% APR.* The 100% online process takes minutes and won’t affect your credit score. On average, Caribou users save $151 each month**—that’s over $1,800 a year. Caribou connects you to trusted local and national lenders so you can find the rate that works for you.
Big savings: Caribou customers save an average of $151/month** on car payments.
Hassle-free: Fully online, fast, and no credit score impact to check your eligibility.
Trusted & flexible: Access competitive refinance offers from top lenders across the country.
Disclaimer:
*APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 4.64% to 28.55% and is determined at the time of application. Lowest APR is available for a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 10/7/25 and are subject to change without notice.
**This information is estimated based on consumers whose auto refinance loan funded through Caribou between 7/1/2025 and 9/30/2025, had an existing auto loan on their credit report, and selected a loan offer to reduce their monthly payment. These borrowers saved an average of $151 per month, with annualized savings of $1,812 per year. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
