Easily lower your car loan payments

See if you can refinance your auto loan in minutes through Caribou

Caribou helps car owners refinance their auto loans to save big on their monthly payments. The 100% online process takes minutes and won’t affect your credit score. On average, Caribou users save $130 per month—that’s over $1,560 a year. Caribou connects you to trusted local and national lenders so you can find the rate that works for you.

Big savings: Caribou customers save an average of $130/month on car payments.
Hassle-free: Fully online, fast, and no credit score impact to check your eligibility.
Trusted & flexible: Access competitive

Refinance with Caribou

Frequently asked questions

Will checking my rate with Caribou affect my credit score?

Nope! Caribou does a soft credit check to show you your available rates, so your credit score won’t be impacted.

What are the basic requirements to qualify?

Caribou is a good fit if your credit score is 600 or higher and your car is worth at least $5,000.

What info do I need to apply?

If you decide to move forward with a new loan, you'll need to provide your Social Security number and details about your current loan and vehicle.

Who handles the actual refinancing?

Caribou works with a network of trusted lenders. Once you choose a loan offer, Caribou or one of its lending partners will handle the rest.

How fast can I refinance my car loan with Caribou?

Many users can complete the process in just a few days - Caribou keeps things quick and straightforward.

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