Refinance Your Car with Caribou

If you're looking to put cash back into your wallet, WorkMoney partner, Caribou, can help by refinancing your car loan. They’ll search for the best rate for you without impacting your credit score. The process is fully online, allowing you to complete it on your schedule.

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How Caribou Helps You Save on Your Car Loan

Caribou's a great fit if you have a credit score of 640 or higher, and your car is worth at least $10,000. To find out the rates and terms available to you, Caribou conducts a soft credit check, which won't affect your score.

If you decide to move forward with a new loan, here's what to expect:

• You’ll need to provide your Social Security number.

• Caribou or one of its lending partners will request your full credit report from one or more consumer reporting agencies, which involves a hard credit pull that may affect your score.

By refinancing with Caribou, you could save an average of $130 each month* on your car loan, with an APR as low as 5.48% APR%+.

* This information is estimated based on consumers whose auto refinance loan funded through Caribou between 7/1/2024 and 12/31/2024, and had an existing auto loan on their credit report. These borrowers saved an average of $130 per month, with annualized savings of $1,560 per year. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.