Terms

Ask Carrie Joy Newsletter Submission Guidelines and Disclaimers

When writing and providing your submission, please follow these guidelines:

  • Focus on your personal experience and situation. Do not include or refer to any third parties, including individuals, brands, companies, or any other identifiable third party.

  • Submissions containing any of the following types of content, or that violate any WorkMoney terms or policies, will not be posted:

    • Obscenities, libelous or defamatory content, discriminatory language, content that contains, advocates, or encourages illegal or violent acts or other language not suitable for a public forum;

    • Content that violates or infringes upon the copyrights, trademarks, or other intellectual property rights of any person, brand, entity, or organization;

    • Content that violates any local, state, or federal law;

    • Any form of contact information, including email addresses, physical addresses, URLs, phone numbers, and social media handles;

    • Advertisements, “spam” content, or references to other products, offers, or websites;

    • Critical or spiteful comments on other submissions posted in the Ask Carrie Joy newsletter on the page or their authors

Disclaimers; No Financial Advice

  • To provide a submission, you must be at least 18 years of age or older and agree to these Guidelines and Disclaimers.

  • All submissions are subject to the terms set forth in our Terms and Privacy Policy.

  • By providing a submission, you give WorkMoney permission to use and post the submission, and you hereby grant to WorkMoney a royalty-free, irrevocable, perpetual, worldwide, exclusive, and fully sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, incorporate into other works, distribute, perform, display, and otherwise exploit such content, in whole or in part in any form, media or technology now known or later developed.

  • WorkMoney has no obligation to use, respond to, or otherwise consider any submission, and may choose to use, respond to, or otherwise use any submission at WorkMoney’s sole discretion. In the event your submission is selected for use in the Ask Carrie Joy Newsletter or for any other purpose by WorkMoney, you will not be notified and no credit will be owed to you.

  • WorkMoney reserves the right to not post your submission for any reason, to remove any posted submissions at any time, or to edit or revise your submission as is necessary for purposes of clarification and sharing your submission, or for any other purposes in WorkMoney’s sole discretion.

  • WorkMoney may choose to pause or terminate the Ask Carrie Joy Newsletter at any time, for any reason, in WorkMoney’s sole discretion.

  • The questions, answers, submissions and content posted and/or provided in any Ask Carrie Joy Newsletter are for informational purposes of a general nature only, and are not intended to provide professional, financial, investment, tax, or legal advice.

  • Nothing contained in the Ask Carrie Joy Newsletter constitutes a recommendation, endorsement, or solicitation by Carrie Joy, WorkMoney, or any related entity or organization for you to take any financial, legal, or other action as a result of the content provided therein, nor does the content constitute a comprehensive or complete statement of the matters discussed or the law relating thereto.

  • You assume any and all risk and responsibility associated with the use of any information or content provided in the Ask Carrie Joy Newsletter, and should consult with a financial, investment, tax, or legal professional before making any decisions based on the information provided herein.

  • By engaging with this Ask Carrie Joy Newsletter, you agree not to hold Carrie Joy, WorkMoney, or any of their affiliates or third party service providers liable for any claim for damages arising from any decision you make based on the information or content available to you through the Ask Carrie Joy Newsletter, for the use of this or any related website, or for any links or information contained herein and provided through the Ask Carrie Joy Newsletter.