Lower your car payments


WorkMoney partner, Caribou, can help put cash back in your wallet by refinancing your car loan. They’ll look for the lowest possible rate without impacting your credit score. And you can do it all online!

The service works best if you have a credit score of 640 or higher, and your car is worth at least $10,000. To check the rates and terms you qualify for, Caribou conducts a soft credit check. But if you choose a new loan and continue your application: 

  • You’ll need to provide your Social Security number.
  • Caribou or one of its lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your score.


Check out Caribou



Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide Caribou is an inquiry to determine whether their lenders can make you a loan offer. If any of Caribou’s lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. Caribou does not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.