Lower Your Car Payments


WorkMoney partner, Caribou, can help put cash back in your wallet by refinancing your car loan. They’ll look for the lowest possible rate without impacting your credit score. And you can do it all online!

The service works best if you have a credit score of 640 or higher, and your car is worth at least $5,000. To check the rates and terms you qualify for, Caribou conducts a soft credit check. But if you choose a new loan and continue your application: 

  • You’ll need to provide your Social Security number.
  • Caribou or one of its lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your score.

Check out Caribou


APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 5.95% to 28.55% and is determined at the time of application. Lowest APR is available for a 60 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 3/4/24 and are subject to change without notice.