Turn rent payments into credit boosters

Get a 10% exclusive discount on Esusu rent reporting

Millions of Americans struggle to qualify for loans and credit due to a lack of credit history. Esusu can help renters establish or build their credit scores by reporting on-time rent payments to all three major credit bureaus (Equifax, Experian, and TransUnion). The average user sees a +45 point boost in their credit score—no hidden fees, no hassle.

Build credit: Average users see a +45 point boost to their credit score
Simple: Secure bank account linking, no hard credit pull, and reporting to all three bureaus (Experian, Equifax, and TransUnion)
Affordable: With a 10% discount for WorkMoney members, it costs just $27 for the year: use code WM10

Build credit now

Frequently asked questions

How does it work?

You can get started by:

Downloading the Esusu app
Telling Esusu about yourself and your lease info
Linking your bank account and selecting your rent payments

The Esusu app will then report rent payments to all 3 credit bureaus. Now sit back and see your credit score grow!

Why does building my credit matter?

With a good credit score, you’re more likely to:

Get approved for credit products
Qualify for lower interest rates
Get better benefits on financial products

Does Esusu Rent Reporting Affect My Credit?

Yes, your credit score might drop slightly at first (10-20 points) when Esusu adds rent as a new tradeline, a standard effect of new accounts per FICO/VantageScore models.

This dip is temporary—typically rebounding within months as on-time payments are reported to Equifax, Experian, and TransUnion (late payments aren’t reported). Esusu notes an average 45-point increase over time, varying by credit profile.

Who can benefit from this?

Anyone looking to establish or build their credit—especially renters and first-time homebuyers.

How much does it cost?

Use code ‘WM10’ to get 10% off an annual subscription - totaling $27 for the year!