Find Health Insurance
As an American, you don’t have to sacrifice healthcare coverage for you and your family when you’re working hard for every dollar. WorkMoney is your connection to government programs you may qualify for.
Medicaid
This service provides free or low-cost health insurance to eligible U.S. citizens who can’t afford coverage, or don’t have access through their job–even if they’re already receiving Medicare. Services include:
- Hospital and doctor visits
- Nursing home and long-term care
- Prescription drugs
Dental, vision and hearing care, in some states
Affordable Care Act–an enhancement of Medicaid
Medicaid was originally designed to give health coverage to protected groups (like pregnant women, children, people with disability) and extremely low-income adults. To improve access for low-income adults, the Affordable Care Act incentivized states to significantly raise the income eligibility threshold for people who didn't fall into those special categories, expanding healthcare access for millions. As of July 2023, 40 states and Washington D.C. have adopted Medicaid expansion.
Children’s Health Insurance Program (CHIP)
Families earning too much to qualify for Medicaid may still be eligible for low-cost health coverage for their children (and in some states, pregnant women). Covered services are similar to Medicaid, and routine doctor checkups and dental cleanings are free. If you qualify, coverage can begin immediately, any time of year.
Local support services
Even if you don’t qualify for government programs, there may be clinics and programs available in your area. Simply enter your ZIP code to search among free and discounted services that offer ways to pay for all forms of healthcare.