WMInsurance

Pay less for car insurance.

1 HAWAII 1128
2 NEW HAMPSHIRE 1143
3 NORTH DAKOTA 1233
4 NEBRASKA 1401
5 IOWA 1131
6 VERMONT 1074
7 IDAHO 1027
8 MAINE 1074
9 WISCONSIN 1293
10 COLORADO 1899
11 MINNESOTA 1463
12 UTAH 1596
13 TENNESSEE 1404
14 INDIANA 1133
15 KANSAS 1791
16 ALABAMA 1701
17 MASSACHUSETTS 1163
18 MISSOURI 1694
19 SOUTH DAKOTA 1466
20 ARKANSAS 1854
21 FLORIDA 2775
22 VIRGINIA 1353
23 TEXAS 1725
24 MARYLAND 1987
25 MONTANA 1773
26 OKLAHOMA 1906
27 OREGON 1355
28 SOUTH CAROLINA 1591
29 WYOMING 1484
30 CALIFORNIA 1967
31 GEORGIA 1698
32 KENTUCKY 2423
33 RHODE ISLAND 2065
34 ARIZONA 1637
35 NORTH CAROLINA 1255
36 WASHINGTON 1293
37 CONNECTICUT 1659
38 DELAWARE 2027
39 LOUISIANA 2986
40 MISSISSIPPI 1819
41 NEW YORK 2008
42 MICHIGAN 2084
43 OHIO 1066
44 PENNSYLVANIA 1525
45 ILLINOIS 1383
46 NEVADA 2489
47 NEW JERSEY 1901
48 WEST VIRGINIA 1580
49 DISTRICT OF COLUMBIA
50 NEW MEXICO 1461
51 ALASKA 1292

Source: NerdWallet June 2022. See methodology here.

Get cheaper car insurance with Insurify.

You could be paying a lot less for car insurance and not even know it. See how much you could save with Insurify – it lets you compare top insurance companies so you can find the best rates and the most personalized discounts for you. You put in some info and Insurify can show you 10+ quotes in just 2 minutes, then help you buy insurance in about 5 minutes. And according to Insurify, people who use the service can save an average of $489 per year. Not bad.

(p.s. Insurify was started by someone whose car insurance rates went through the roof after a minor car accident so they understand what it feels like to deal with insurance.)

How much will this cost me?

It's free!

Start saving today with Insurify

The average cost of car insurance in the U.S. is estimated to be $1,630 a year - that's $136 a month. Where do you fall on that scale?

If you're paying more, you're definitely not alone. Though you HAVE to have car insurance, how much you pay varies wildly, and depends on lots of things, including whether you've been in an accident, how old you are, where you live and more. 

In case you're wondering... Idaho is the cheapest state for full coverage car insurance, while Louisiana is the most expensive  and there's an almost $2,000 difference between the two! That's a lot of cash.

Oh and one more thing: That's $1,630 a year! Well that's only if you have a perfect credit score (and not a lot of us do). Check out how those rates can go up when you change some details:

  • $2,462 after an at-fault wreck.
  • $2,792 for a good driver with poor credit.
  • $3,139 after a DUI.

Ready to look for cheaper Insurance?

Though legally you're obligated to have car insurance, that doesn't mean all car insurance is the same. You can shop around to find a lower rate, a rate that saves you cash (no one told us that either).

So how do you know if you have the right car coverage? We can help. You can save money and find the right coverage for you and your budget with Insurify, a company we work with. Remember: WorkMoney is not a licensed insurance provider. 

 

See how much you could save with Insurify

Get Out of Debt

From student loans to hospital bills to credit card debt, here's how we can help you get out of debt fast.

Car Central

Looking for more ways to save on your car? From insurance to gas, we got you covered.

Get Cash for Groceries

What would you do with an extra $250 for groceries? See if you qualify for the cash.