1 | HAWAII | 1128 |
2 | NEW HAMPSHIRE | 1143 |
3 | NORTH DAKOTA | 1233 |
4 | NEBRASKA | 1401 |
5 | IOWA | 1131 |
6 | VERMONT | 1074 |
7 | IDAHO | 1027 |
8 | MAINE | 1074 |
9 | WISCONSIN | 1293 |
10 | COLORADO | 1899 |
11 | MINNESOTA | 1463 |
12 | UTAH | 1596 |
13 | TENNESSEE | 1404 |
14 | INDIANA | 1133 |
15 | KANSAS | 1791 |
16 | ALABAMA | 1701 |
17 | MASSACHUSETTS | 1163 |
18 | MISSOURI | 1694 |
19 | SOUTH DAKOTA | 1466 |
20 | ARKANSAS | 1854 |
21 | FLORIDA | 2775 |
22 | VIRGINIA | 1353 |
23 | TEXAS | 1725 |
24 | MARYLAND | 1987 |
25 | MONTANA | 1773 |
26 | OKLAHOMA | 1906 |
27 | OREGON | 1355 |
28 | SOUTH CAROLINA | 1591 |
29 | WYOMING | 1484 |
30 | CALIFORNIA | 1967 |
31 | GEORGIA | 1698 |
32 | KENTUCKY | 2423 |
33 | RHODE ISLAND | 2065 |
34 | ARIZONA | 1637 |
35 | NORTH CAROLINA | 1255 |
36 | WASHINGTON | 1293 |
37 | CONNECTICUT | 1659 |
38 | DELAWARE | 2027 |
39 | LOUISIANA | 2986 |
40 | MISSISSIPPI | 1819 |
41 | NEW YORK | 2008 |
42 | MICHIGAN | 2084 |
43 | OHIO | 1066 |
44 | PENNSYLVANIA | 1525 |
45 | ILLINOIS | 1383 |
46 | NEVADA | 2489 |
47 | NEW JERSEY | 1901 |
48 | WEST VIRGINIA | 1580 |
49 | DISTRICT OF COLUMBIA | |
50 | NEW MEXICO | 1461 |
51 | ALASKA | 1292 |
Source: NerdWallet June 2022. See methodology here.
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How much will this cost me?
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The average cost of car insurance in the U.S. is estimated to be $1,630 a year - that's $136 a month. Where do you fall on that scale?
If you're paying more, you're definitely not alone. Though you HAVE to have car insurance, how much you pay varies wildly, and depends on lots of things, including whether you've been in an accident, how old you are, where you live and more.
In case you're wondering... Idaho is the cheapest state for full coverage car insurance, while Louisiana is the most expensive – and there's an almost $2,000 difference between the two! That's a lot of cash.
Oh and one more thing: That's $1,630 a year! Well that's only if you have a perfect credit score (and not a lot of us do). Check out how those rates can go up when you change some details:
- $2,462 after an at-fault wreck.
- $2,792 for a good driver with poor credit.
- $3,139 after a DUI.
Ready to look for cheaper Insurance?
Though legally you're obligated to have car insurance, that doesn't mean all car insurance is the same. You can shop around to find a lower rate, a rate that saves you cash (no one told us that either).
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